CDARS / ICS Programs

Invest Principle Amounts Into FDIC Member-Bank CD's or Money Market Accounts In Excess of $250,000.

The CDARS (Certificate Of Deposit Account Registry Service) / ICS (Insured Cash Sweep) Programs provide Institutional Depositor/Investors, Corporations and LLCs with the opportunity to invest principle amounts into FDIC Member-Bank CDs or Money Market Accounts in excess of $250,000 and still have all of those funds fully federally insured by the FDIC. Through Mary Mortenson & Company, Inc., you will have access to numerous FDIC member banks who participate in the CDARs and ICS programs.  My Team and I will communicate your specific requests to this audience to ensure the best reciprocal rates possible for your investment dollars providing you with not only an attractive return but also the peace of mind of knowing that your funds are fully protected through a federal agency of the United States Government.


This structure will eliminate any need for tracking and monitoring of collateral and will also avoid the process of having to separately invest into dozens or more financial institutions to accommodate any large investment placements.  This also greatly reduces both your accounting entries as well as your operations costs as you enjoy making only one entry and one wire disbursement for each multi-million dollar deposit that would otherwise require multiple entries and transfers.

Tri-Party Collateral